YEARLY HIGH
3.7665 SAR
YEARLY LOW
3.7493 SAR
YEARLY AVERAGE
3.7548 SAR

2022 USD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the USD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 3.7665. Conversely, the yearly low was recorded on June 10, dropping to 3.7493.

This high-to-low spread represents a total annual volatility of 0.0172 SAR. From a start-to-finish perspective, comparing the January average rate of 3.7528 to the December average rate of 3.7600, the exchange rate registered a net change of 0.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.7665 was up 0.28% compared to the 2021 peak of 3.7559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 18,832 SAR
2021 Average 18,754 SAR
Yearly Trough Low 18,747 SAR
Transaction Impact: A difference of 85.88 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.7610
3.7499
JanuMarcMayJulySeptNove

USD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7517, compared to 3.7580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 3.7517
H2 Avg (Jul–Dec) 3.7580

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0099 SAR (High: 3.7665 / Low: 3.7566). On the other end, May was the most stable month, with a tight range of 0.0014 SAR (High: 3.7518 / Low: 3.7504).

September Spread (Volatile) ±0.0099
May Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 3.7594) against the same month in 2021 (average: 3.7505), the exchange rate shifted by +0.0089 (+0.24%).

2022 Avg (September) 3.7594
2021 Avg (September) 3.7505

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7560 3.7505 3.7528
February 3.7535 3.7514 3.7519
March 3.7539 3.7509 3.7519
April 3.7571 3.7498 3.7508
May 3.7518 3.7504 3.7511
June 3.7535 3.7493 3.7517
July 3.7579 3.7523 3.7550
August 3.7602 3.7535 3.7565
September 3.7665 3.7566 3.7594
October 3.7604 3.7561 3.7583
November 3.7611 3.7550 3.7585
December 3.7615 3.7585 3.7600