YEARLY HIGH
3.7559 SAR
YEARLY LOW
3.7476 SAR
YEARLY AVERAGE
3.7508 SAR

2021 USD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 3.7559. Conversely, the yearly low was recorded on June 27, dropping to 3.7476.

This high-to-low spread represents a total annual volatility of 0.0083 SAR. From a start-to-finish perspective, comparing the January average rate of 3.7513 to the December average rate of 3.7529, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.7559 was down 0.24% compared to the 2020 peak of 3.7650, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 18,780 SAR
2020 Average 18,763 SAR
Yearly Trough Low 18,738 SAR
Transaction Impact: A difference of 41.28 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.7531
3.7499
JanuMarcMayJulySeptNove

USD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7506, compared to 3.7511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 3.7506
H2 Avg (Jul–Dec) 3.7511

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0049 SAR (High: 3.7559 / Low: 3.7510). On the other end, July was the most stable month, with a tight range of 0.0012 SAR (High: 3.7514 / Low: 3.7502).

December Spread (Volatile) ±0.0049
July Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.7529) against the same month in 2020 (average: 3.7516), the exchange rate shifted by +0.0012 (+0.03%).

2021 Avg (December) 3.7529
2020 Avg (December) 3.7516

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7523 3.7495 3.7513
February 3.7512 3.7500 3.7507
March 3.7522 3.7501 3.7508
April 3.7516 3.7498 3.7505
May 3.7512 3.7491 3.7503
June 3.7510 3.7476 3.7502
July 3.7514 3.7502 3.7508
August 3.7508 3.7493 3.7504
September 3.7512 3.7497 3.7505
October 3.7513 3.7497 3.7507
November 3.7528 3.7504 3.7511
December 3.7559 3.7510 3.7529