2013 VUV to HRK Historical Review

YEARLY HIGH

0.0648 HRK

YEARLY LOW

0.0571 HRK

YEARLY AVERAGE

0.0609 HRK

2013 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.0648. Conversely, the yearly low was recorded on December 31, dropping to 0.0571.

This high-to-low spread represents a total annual volatility of 0.0077 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0629 to the December average rate of 0.0580, the exchange rate registered a net change of -7.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0648 was down 5.00% compared to the 2012 peak of 0.0682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 324 HRK

2012 Average 321 HRK

Yearly Trough Low 286 HRK

Transaction Impact: A difference of 38.56 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0646

0.0574

JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0628, compared to 0.0589 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0628

H2 Avg (Jul–Dec) 0.0589

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0029 HRK (High: 0.0620 / Low: 0.0590). On the other end, October was the most stable month, with a tight range of 0.0008 HRK (High: 0.0596 / Low: 0.0588).

June Spread (Volatile) ±0.0029

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0639) against the same month in 2012 (average: 0.0631), the exchange rate shifted by +0.0008 (+1.21%).

2013 Avg (April) 0.0639

2012 Avg (April) 0.0631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0635	0.0618	0.0629
February	0.0642	0.0620	0.0630
March	0.0647	0.0636	0.0640
April	0.0648	0.0631	0.0639
May	0.0635	0.0621	0.0629
June	0.0620	0.0590	0.0600
July	0.0605	0.0587	0.0596
August	0.0590	0.0577	0.0583
September	0.0599	0.0584	0.0591
October	0.0596	0.0588	0.0590
November	0.0601	0.0586	0.0595
December	0.0595	0.0571	0.0580