2022 VUV to HRK Historical Review

YEARLY HIGH

0.0657 HRK

YEARLY LOW

0.0576 HRK

YEARLY AVERAGE

0.0613 HRK

2022 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0657. Conversely, the yearly low was recorded on February 6, dropping to 0.0576.

This high-to-low spread represents a total annual volatility of 0.0080 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0587 to the December average rate of 0.0603, the exchange rate registered a net change of 2.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0657 was up 9.24% compared to the 2021 peak of 0.0601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 328 HRK

2021 Average 289 HRK

Yearly Trough Low 288 HRK

Transaction Impact: A difference of 40.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0645

0.0578

JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0605, compared to 0.0620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0605

H2 Avg (Jul–Dec) 0.0620

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 0.0043 HRK (High: 0.0643 / Low: 0.0600). On the other end, March was the most stable month, with a tight range of 0.0014 HRK (High: 0.0611 / Low: 0.0597).

October Spread (Volatile) ±0.0043

March Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0021 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0640) against the same month in 2021 (average: 0.0571), the exchange rate shifted by +0.0069 (+12.08%).

2022 Avg (September) 0.0640

2021 Avg (September) 0.0571

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0597	0.0577	0.0587
February	0.0592	0.0576	0.0583
March	0.0611	0.0597	0.0605
April	0.0642	0.0605	0.0621
May	0.0637	0.0607	0.0621
June	0.0626	0.0609	0.0615
July	0.0630	0.0615	0.0623
August	0.0645	0.0616	0.0634
September	0.0657	0.0627	0.0640
October	0.0643	0.0600	0.0621
November	0.0622	0.0592	0.0600
December	0.0612	0.0587	0.0603