2016 VUV to HRK Historical Review

YEARLY HIGH

0.0672 HRK

YEARLY LOW

0.0589 HRK

YEARLY AVERAGE

0.0626 HRK

2016 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.0672. Conversely, the yearly low was recorded on June 5, dropping to 0.0589.

This high-to-low spread represents a total annual volatility of 0.0083 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0624 to the December average rate of 0.0661, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0672 was down 1.69% compared to the 2015 peak of 0.0684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 336 HRK

2015 Average 317 HRK

Yearly Trough Low 295 HRK

Transaction Impact: A difference of 41.51 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0667

0.0599

JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0612, compared to 0.0639 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0612

H2 Avg (Jul–Dec) 0.0639

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0039 HRK (High: 0.0629 / Low: 0.0589). On the other end, September was the most stable month, with a tight range of 0.0010 HRK (High: 0.0634 / Low: 0.0623).

June Spread (Volatile) ±0.0039

September Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0661) against the same month in 2015 (average: 0.0627), the exchange rate shifted by +0.0034 (+5.43%).

2016 Avg (December) 0.0661

2015 Avg (December) 0.0627

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0635	0.0614	0.0624
February	0.0624	0.0595	0.0609
March	0.0623	0.0606	0.0616
April	0.0620	0.0604	0.0612
May	0.0611	0.0593	0.0604
June	0.0629	0.0589	0.0606
July	0.0636	0.0620	0.0629
August	0.0635	0.0616	0.0627
September	0.0634	0.0623	0.0629
October	0.0648	0.0629	0.0638
November	0.0663	0.0631	0.0650
December	0.0672	0.0651	0.0661