2015 VUV to HRK Historical Review

YEARLY HIGH

0.0684 HRK

YEARLY LOW

0.0588 HRK

YEARLY AVERAGE

0.0635 HRK

2015 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 0.0684. Conversely, the yearly low was recorded on September 14, dropping to 0.0588.

This high-to-low spread represents a total annual volatility of 0.0096 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0638 to the December average rate of 0.0627, the exchange rate registered a net change of -1.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0684 was up 9.10% compared to the 2014 peak of 0.0627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 342 HRK

2014 Average 299 HRK

Yearly Trough Low 294 HRK

Transaction Impact: A difference of 48.15 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0672

0.0600

JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0648, compared to 0.0621 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0648

H2 Avg (Jul–Dec) 0.0621

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0050 HRK (High: 0.0668 / Low: 0.0617). On the other end, February was the most stable month, with a tight range of 0.0009 HRK (High: 0.0646 / Low: 0.0636).

January Spread (Volatile) ±0.0050

February Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0022 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.0666) against the same month in 2014 (average: 0.0586), the exchange rate shifted by +0.0080 (+13.64%).

2015 Avg (April) 0.0666

2014 Avg (April) 0.0586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0668	0.0617	0.0638
February	0.0646	0.0636	0.0641
March	0.0681	0.0645	0.0663
April	0.0684	0.0641	0.0666
May	0.0666	0.0629	0.0644
June	0.0649	0.0628	0.0637
July	0.0645	0.0626	0.0638
August	0.0638	0.0597	0.0621
September	0.0620	0.0588	0.0606
October	0.0621	0.0596	0.0606
November	0.0643	0.0619	0.0630
December	0.0644	0.0622	0.0627