2014 VUV to HRK Historical Review

YEARLY HIGH

0.0627 HRK

YEARLY LOW

0.0571 HRK

YEARLY AVERAGE

0.0597 HRK

2014 VUV to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the VUV to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.0627. Conversely, the yearly low was recorded on January 1, dropping to 0.0571.

This high-to-low spread represents a total annual volatility of 0.0056 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0581 to the December average rate of 0.0610, the exchange rate registered a net change of 4.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0627 was down 3.32% compared to the 2013 peak of 0.0648, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 313 HRK

2013 Average 304 HRK

Yearly Trough Low 285 HRK

Transaction Impact: A difference of 27.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0626

0.0572

JanuMarcMayJulySeptNove

VUV to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0583, compared to 0.0611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0583

H2 Avg (Jul–Dec) 0.0611

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0026 HRK (High: 0.0625 / Low: 0.0598). On the other end, August was the most stable month, with a tight range of 0.0009 HRK (High: 0.0611 / Low: 0.0602).

December Spread (Volatile) ±0.0026

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0012 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0622) against the same month in 2013 (average: 0.0595), the exchange rate shifted by +0.0026 (+4.41%).

2014 Avg (November) 0.0622

2013 Avg (November) 0.0595

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0589	0.0571	0.0581
February	0.0590	0.0575	0.0580
March	0.0588	0.0571	0.0577
April	0.0593	0.0578	0.0586
May	0.0593	0.0576	0.0586
June	0.0594	0.0580	0.0590
July	0.0608	0.0591	0.0598
August	0.0611	0.0602	0.0607
September	0.0621	0.0606	0.0615
October	0.0620	0.0605	0.0612
November	0.0627	0.0613	0.0622
December	0.0625	0.0598	0.0610