2012 WST to HRK Historical Review

YEARLY HIGH

2.7196 HRK

YEARLY LOW

2.3994 HRK

YEARLY AVERAGE

2.5323 HRK

2012 WST to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the WST to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 2.7196. Conversely, the yearly low was recorded on January 3, dropping to 2.3994.

This high-to-low spread represents a total annual volatility of 0.3202 HRK. From a start-to-finish perspective, comparing the January average rate of 2.4599 to the December average rate of 2.5106, the exchange rate registered a net change of 2.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7196 was up 10.09% compared to the 2011 peak of 2.4704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 13,598 HRK

2011 Average 11,519 HRK

Yearly Trough Low 11,997 HRK

Transaction Impact: A difference of 1,600.83 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.6276

2.4446

JanuMarcMayJulySeptNove

WST to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5087, compared to 2.5559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0473 points.

H1 Avg (Jan–Jun) 2.5087

H2 Avg (Jul–Dec) 2.5559

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2258 HRK (High: 2.7196 / Low: 2.4938). On the other end, October was the most stable month, with a tight range of 0.0491 HRK (High: 2.5522 / Low: 2.5031).

July Spread (Volatile) ±0.2258

October Spread (Stable) ±0.0491

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0854 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.6000) against the same month in 2011 (average: 2.3073), the exchange rate shifted by +0.2927 (+12.69%).

2012 Avg (July) 2.6000

2011 Avg (July) 2.3073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5433	2.3994	2.4599
February	2.5610	2.4874	2.5163
March	2.5801	2.4873	2.5391
April	2.5322	2.4745	2.5052
May	2.5868	2.4316	2.5060
June	2.6242	2.4934	2.5255
July	2.7196	2.4938	2.6000
August	2.6644	2.5677	2.6123
September	2.5705	2.4813	2.5270
October	2.5522	2.5031	2.5279
November	2.5921	2.4906	2.5578
December	2.5417	2.4907	2.5106