2021 WST to HRK Historical Review

YEARLY HIGH

2.6171 HRK

YEARLY LOW

2.4344 HRK

YEARLY AVERAGE

2.5017 HRK

2021 WST to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the WST to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 2.6171. Conversely, the yearly low was recorded on January 5, dropping to 2.4344.

This high-to-low spread represents a total annual volatility of 0.1827 HRK. From a start-to-finish perspective, comparing the January average rate of 2.4726 to the December average rate of 2.5646, the exchange rate registered a net change of 3.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.6171 was up 0.99% compared to the 2020 peak of 2.5915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 13,085 HRK

2020 Average 12,419 HRK

Yearly Trough Low 12,172 HRK

Transaction Impact: A difference of 913.30 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.5810

2.4464

JanuMarcMayJulySeptNove

WST to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4851, compared to 2.5183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0332 points.

H1 Avg (Jan–Jun) 2.4851

H2 Avg (Jul–Dec) 2.5183

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0961 HRK (High: 2.6171 / Low: 2.5209). On the other end, October was the most stable month, with a tight range of 0.0297 HRK (High: 2.5345 / Low: 2.5048).

November Spread (Volatile) ±0.0961

October Spread (Stable) ±0.0297

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0397 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0397

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.5698) against the same month in 2020 (average: 2.4585), the exchange rate shifted by +0.1113 (+4.53%).

2021 Avg (November) 2.5698

2020 Avg (November) 2.4585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5017	2.4344	2.4726
February	2.5238	2.4794	2.4930
March	2.5469	2.5039	2.5243
April	2.5382	2.4604	2.4973
May	2.4800	2.4409	2.4577
June	2.5066	2.4415	2.4657
July	2.5094	2.4636	2.4889
August	2.5039	2.4628	2.4821
September	2.5247	2.4618	2.4862
October	2.5345	2.5048	2.5182
November	2.6171	2.5209	2.5698
December	2.6041	2.5411	2.5646