2014 WST to HRK Historical Review

YEARLY HIGH

2.6282 HRK

YEARLY LOW

2.3649 HRK

YEARLY AVERAGE

2.4642 HRK

2014 WST to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the WST to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.6282. Conversely, the yearly low was recorded on March 17, dropping to 2.3649.

This high-to-low spread represents a total annual volatility of 0.2633 HRK. From a start-to-finish perspective, comparing the January average rate of 2.4042 to the December average rate of 2.5936, the exchange rate registered a net change of 7.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6282 was up 1.68% compared to the 2013 peak of 2.5847, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 13,141 HRK

2013 Average 12,339 HRK

Yearly Trough Low 11,825 HRK

Transaction Impact: A difference of 1,316.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6144

2.3640

JanuMarcMayJulySeptNove

WST to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4043, compared to 2.5240 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1197 points.

H1 Avg (Jan–Jun) 2.4043

H2 Avg (Jul–Dec) 2.5240

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0752 HRK (High: 2.6282 / Low: 2.5530). On the other end, April was the most stable month, with a tight range of 0.0361 HRK (High: 2.4161 / Low: 2.3800).

December Spread (Volatile) ±0.0752

April Spread (Stable) ±0.0361

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0128 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.5936) against the same month in 2013 (average: 2.3987), the exchange rate shifted by +0.1949 (+8.13%).

2014 Avg (December) 2.5936

2013 Avg (December) 2.3987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4247	2.3816	2.4042
February	2.4205	2.3764	2.3976
March	2.4172	2.3649	2.3849
April	2.4161	2.3800	2.4028
May	2.4478	2.3792	2.4171
June	2.4358	2.3973	2.4195
July	2.4731	2.4172	2.4482
August	2.5120	2.4577	2.4791
September	2.5496	2.4947	2.5224
October	2.5719	2.5059	2.5393
November	2.5866	2.5165	2.5615
December	2.6282	2.5530	2.5936