2020 WST to HRK Historical Review

YEARLY HIGH

2.5915 HRK

YEARLY LOW

2.4020 HRK

YEARLY AVERAGE

2.4842 HRK

2020 WST to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the WST to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.5915. Conversely, the yearly low was recorded on August 6, dropping to 2.4020.

This high-to-low spread represents a total annual volatility of 0.1895 HRK. From a start-to-finish perspective, comparing the January average rate of 2.5477 to the December average rate of 2.4291, the exchange rate registered a net change of -4.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5915 was up 0.95% compared to the 2019 peak of 2.5672, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 12,958 HRK

2019 Average 12,602 HRK

Yearly Trough Low 12,010 HRK

Transaction Impact: A difference of 947.45 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5638

2.4087

JanuMarcMayJulySeptNove

WST to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5223, compared to 2.4460 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0763 points.

H1 Avg (Jan–Jun) 2.5223

H2 Avg (Jul–Dec) 2.4460

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1326 HRK (High: 2.5915 / Low: 2.4589). On the other end, August was the most stable month, with a tight range of 0.0369 HRK (High: 2.4389 / Low: 2.4020).

March Spread (Volatile) ±0.1326

August Spread (Stable) ±0.0369

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0556 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.5185) against the same month in 2019 (average: 2.5182), the exchange rate shifted by +0.0003 (+0.01%).

2020 Avg (March) 2.5185

2019 Avg (March) 2.5182

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5678	2.5243	2.5477
February	2.5855	2.5081	2.5509
March	2.5915	2.4589	2.5185
April	2.5537	2.4873	2.5157
May	2.5398	2.4720	2.5110
June	2.5303	2.4360	2.4900
July	2.5401	2.4150	2.4772
August	2.4389	2.4020	2.4216
September	2.4821	2.4217	2.4446
October	2.4863	2.4059	2.4451
November	2.4821	2.4319	2.4585
December	2.4514	2.4098	2.4291