2019 WST to HRK Historical Review

YEARLY HIGH

2.5672 HRK

YEARLY LOW

2.4668 HRK

YEARLY AVERAGE

2.5204 HRK

2019 WST to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the WST to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 2.5672. Conversely, the yearly low was recorded on June 29, dropping to 2.4668.

This high-to-low spread represents a total annual volatility of 0.1004 HRK. From a start-to-finish perspective, comparing the January average rate of 2.4918 to the December average rate of 2.5367, the exchange rate registered a net change of 1.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.5672 was up 1.43% compared to the 2018 peak of 2.5311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 12,836 HRK

2018 Average 12,236 HRK

Yearly Trough Low 12,334 HRK

Transaction Impact: A difference of 501.92 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.5451

2.4870

JanuMarcMayJulySeptNove

WST to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5126, compared to 2.5282 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0156 points.

H1 Avg (Jan–Jun) 2.5126

H2 Avg (Jul–Dec) 2.5282

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0685 HRK (High: 2.5404 / Low: 2.4719). On the other end, December was the most stable month, with a tight range of 0.0288 HRK (High: 2.5506 / Low: 2.5218).

August Spread (Volatile) ±0.0685

December Spread (Stable) ±0.0288

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0269 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 2.5361) against the same month in 2018 (average: 2.4641), the exchange rate shifted by +0.0720 (+2.92%).

2019 Avg (September) 2.5361

2018 Avg (September) 2.4641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5186	2.4709	2.4918
February	2.5218	2.4758	2.5046
March	2.5431	2.4886	2.5182
April	2.5480	2.5147	2.5344
May	2.5414	2.5028	2.5266
June	2.5322	2.4668	2.4997
July	2.5398	2.4845	2.5098
August	2.5404	2.4719	2.5101
September	2.5672	2.4993	2.5361
October	2.5618	2.5185	2.5363
November	2.5583	2.5064	2.5402
December	2.5506	2.5218	2.5367