2012 XCD to HRK Historical Review

YEARLY HIGH

2.2985 HRK

YEARLY LOW

2.0848 HRK

YEARLY AVERAGE

2.1665 HRK

2012 XCD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XCD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 2.2985. Conversely, the yearly low was recorded on March 30, dropping to 2.0848.

This high-to-low spread represents a total annual volatility of 0.2137 HRK. From a start-to-finish perspective, comparing the January average rate of 2.1692 to the December average rate of 2.1252, the exchange rate registered a net change of -2.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2985 was up 6.26% compared to the 2011 peak of 2.1631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 11,492 HRK

2011 Average 9,929 HRK

Yearly Trough Low 10,424 HRK

Transaction Impact: A difference of 1,068.31 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2667

2.0958

JanuMarcMayJulySeptNove

XCD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1549, compared to 2.1780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0231 points.

H1 Avg (Jan–Jun) 2.1549

H2 Avg (Jul–Dec) 2.1780

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1632 HRK (High: 2.2615 / Low: 2.0983). On the other end, April was the most stable month, with a tight range of 0.0393 HRK (High: 2.1246 / Low: 2.0853).

May Spread (Volatile) ±0.1632

April Spread (Stable) ±0.0393

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0977 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0977

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.2524) against the same month in 2011 (average: 1.9318), the exchange rate shifted by +0.3206 (+16.60%).

2012 Avg (July) 2.2524

2011 Avg (July) 1.9318

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2104	2.1269	2.1692
February	2.1584	2.0850	2.1240
March	2.1378	2.0848	2.1145
April	2.1246	2.0853	2.1100
May	2.2615	2.0983	2.1806
June	2.2679	2.2050	2.2313
July	2.2985	2.1893	2.2524
August	2.2701	2.1952	2.2352
September	2.1990	2.0880	2.1374
October	2.1606	2.1200	2.1422
November	2.1961	2.1475	2.1754
December	2.1545	2.1034	2.1252