2013 XCD to HRK Historical Review

YEARLY HIGH

2.1964 HRK

YEARLY LOW

2.0447 HRK

YEARLY AVERAGE

2.1125 HRK

2013 XCD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the XCD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 2.1964. Conversely, the yearly low was recorded on October 27, dropping to 2.0447.

This high-to-low spread represents a total annual volatility of 0.1517 HRK. From a start-to-finish perspective, comparing the January average rate of 2.1075 to the December average rate of 2.0631, the exchange rate registered a net change of -2.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.1964 was down 4.44% compared to the 2012 peak of 2.2985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 10,982 HRK

2012 Average 10,834 HRK

Yearly Trough Low 10,223 HRK

Transaction Impact: A difference of 758.39 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.1775

2.0527

JanuMarcMayJulySeptNove

XCD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1336, compared to 2.0913 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0423 points.

H1 Avg (Jan–Jun) 2.1336

H2 Avg (Jul–Dec) 2.0913

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0929 HRK (High: 2.1488 / Low: 2.0559). On the other end, November was the most stable month, with a tight range of 0.0330 HRK (High: 2.1122 / Low: 2.0792).

February Spread (Volatile) ±0.0929

November Spread (Stable) ±0.0330

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0541 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0541

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 2.1619) against the same month in 2012 (average: 2.1100), the exchange rate shifted by +0.0519 (+2.46%).

2013 Avg (April) 2.1619

2012 Avg (April) 2.1100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1443	2.0697	2.1075
February	2.1488	2.0559	2.1014
March	2.1963	2.1461	2.1671
April	2.1964	2.1404	2.1619
May	2.1827	2.1316	2.1590
June	2.1563	2.0694	2.1049
July	2.1717	2.0897	2.1235
August	2.1196	2.0793	2.0944
September	2.1379	2.0831	2.1057
October	2.0882	2.0447	2.0678
November	2.1122	2.0792	2.0931
December	2.0854	2.0485	2.0631