2014 XCD to HRK Historical Review

YEARLY HIGH

2.3411 HRK

YEARLY LOW

2.0183 HRK

YEARLY AVERAGE

2.1303 HRK

2014 XCD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.3411. Conversely, the yearly low was recorded on May 6, dropping to 2.0183.

This high-to-low spread represents a total annual volatility of 0.3228 HRK. From a start-to-finish perspective, comparing the January average rate of 2.0743 to the December average rate of 2.3060, the exchange rate registered a net change of 11.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.3411 was up 6.59% compared to the 2013 peak of 2.1964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 11,706 HRK

2013 Average 10,563 HRK

Yearly Trough Low 10,092 HRK

Transaction Impact: A difference of 1,614.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.3322

2.0178

JanuMarcMayJulySeptNove

XCD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0587, compared to 2.2019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1432 points.

H1 Avg (Jan–Jun) 2.0587

H2 Avg (Jul–Dec) 2.2019

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0955 HRK (High: 2.2395 / Low: 2.1440). On the other end, June was the most stable month, with a tight range of 0.0231 HRK (High: 2.0724 / Low: 2.0492).

September Spread (Volatile) ±0.0955

June Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0249 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0249

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.3060) against the same month in 2013 (average: 2.0631), the exchange rate shifted by +0.2429 (+11.77%).

2014 Avg (December) 2.3060

2013 Avg (December) 2.0631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0967	2.0501	2.0743
February	2.1000	2.0559	2.0750
March	2.0628	2.0353	2.0501
April	2.0633	2.0306	2.0440
May	2.0663	2.0183	2.0472
June	2.0724	2.0492	2.0618
July	2.1111	2.0502	2.0810
August	2.1479	2.1065	2.1213
September	2.2395	2.1440	2.1897
October	2.2625	2.2161	2.2371
November	2.2931	2.2622	2.2764
December	2.3411	2.2710	2.3060