2024 XCD to HRK Historical Review

YEARLY HIGH

2.6934 HRK

YEARLY LOW

2.4908 HRK

YEARLY AVERAGE

2.5775 HRK

2024 XCD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XCD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.6934. Conversely, the yearly low was recorded on August 24, dropping to 2.4908.

This high-to-low spread represents a total annual volatility of 0.2026 HRK. From a start-to-finish perspective, comparing the January average rate of 2.5560 to the December average rate of 2.6625, the exchange rate registered a net change of 4.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.6934 was up 1.14% compared to the 2023 peak of 2.6631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 13,467 HRK

2023 Average 12,890 HRK

Yearly Trough Low 12,454 HRK

Transaction Impact: A difference of 1,012.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.6778

2.4946

JanuMarcMayJulySeptNove

XCD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5792, compared to 2.5758 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 2.5792

H2 Avg (Jul–Dec) 2.5758

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.1258 HRK (High: 2.6764 / Low: 2.5507). On the other end, March was the most stable month, with a tight range of 0.0380 HRK (High: 2.5835 / Low: 2.5455).

November Spread (Volatile) ±0.1258

March Spread (Stable) ±0.0380

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0395 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 2.6625) against the same month in 2023 (average: 2.5534), the exchange rate shifted by +0.1091 (+4.27%).

2024 Avg (December) 2.6625

2023 Avg (December) 2.5534

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5799	2.5260	2.5560
February	2.6034	2.5638	2.5831
March	2.5835	2.5455	2.5656
April	2.6249	2.5666	2.6009
May	2.6015	2.5603	2.5787
June	2.6103	2.5561	2.5911
July	2.5966	2.5484	2.5692
August	2.5844	2.4908	2.5297
September	2.5319	2.4915	2.5098
October	2.5860	2.5197	2.5589
November	2.6764	2.5507	2.6249
December	2.6934	2.6349	2.6625