2019 XCD to HRK Historical Review

YEARLY HIGH

2.5160 HRK

YEARLY LOW

2.3784 HRK

YEARLY AVERAGE

2.4519 HRK

2019 XCD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XCD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 2.5160. Conversely, the yearly low was recorded on January 9, dropping to 2.3784.

This high-to-low spread represents a total annual volatility of 0.1375 HRK. From a start-to-finish perspective, comparing the January average rate of 2.4072 to the December average rate of 2.4783, the exchange rate registered a net change of 2.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.5160 was up 2.79% compared to the 2018 peak of 2.4477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 12,580 HRK

2018 Average 11,631 HRK

Yearly Trough Low 11,892 HRK

Transaction Impact: A difference of 687.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.4988

2.3989

JanuMarcMayJulySeptNove

XCD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4303, compared to 2.4734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0431 points.

H1 Avg (Jan–Jun) 2.4303

H2 Avg (Jul–Dec) 2.4734

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0582 HRK (High: 2.4596 / Low: 2.4014). On the other end, May was the most stable month, with a tight range of 0.0327 HRK (High: 2.4666 / Low: 2.4339).

June Spread (Volatile) ±0.0582

May Spread (Stable) ±0.0327

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0269 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 2.4872) against the same month in 2018 (average: 2.3601), the exchange rate shifted by +0.1271 (+5.38%).

2019 Avg (September) 2.4872

2018 Avg (September) 2.3601

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4318	2.3784	2.4072
February	2.4333	2.3942	2.4172
March	2.4528	2.4013	2.4308
April	2.4647	2.4311	2.4479
May	2.4666	2.4339	2.4528
June	2.4596	2.4014	2.4259
July	2.4677	2.4240	2.4386
August	2.4922	2.4377	2.4582
September	2.5160	2.4654	2.4872
October	2.5090	2.4660	2.4878
November	2.5034	2.4697	2.4905
December	2.4976	2.4543	2.4783