2020 XDR to HKD Historical Review

YEARLY HIGH

11.1974 HKD

YEARLY LOW

10.4518 HKD

YEARLY AVERAGE

10.8041 HKD

2020 XDR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 11.1974. Conversely, the yearly low was recorded on March 24, dropping to 10.4518.

This high-to-low spread represents a total annual volatility of 0.7456 HKD. From a start-to-finish perspective, comparing the January average rate of 10.7272 to the December average rate of 11.1516, the exchange rate registered a net change of 3.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.1974 was up 1.87% compared to the 2019 peak of 10.9922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 55,987 HKD

2019 Average 54,218 HKD

Yearly Trough Low 52,259 HKD

Transaction Impact: A difference of 3,728.14 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.2096

10.5134

JanuMarcMayJulySeptNove

XDR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6451, compared to 10.9630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3180 points.

H1 Avg (Jan–Jun) 10.6451

H2 Avg (Jul–Dec) 10.9630

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3974 HKD (High: 10.8492 / Low: 10.4518). On the other end, October was the most stable month, with a tight range of 0.0522 HKD (High: 10.9769 / Low: 10.9247).

March Spread (Volatile) ±0.3974

October Spread (Stable) ±0.0522

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0831 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0831

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 11.1516) against the same month in 2019 (average: 10.7630), the exchange rate shifted by +0.3886 (+3.61%).

2020 Avg (December) 11.1516

2019 Avg (December) 10.7630

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.7875	10.6832	10.7272
February	10.6936	10.6042	10.6468
March	10.8492	10.4518	10.6546
April	10.6214	10.5293	10.5714
May	10.6430	10.5320	10.5776
June	10.7466	10.6335	10.6928
July	10.9263	10.6642	10.7703
August	10.9992	10.8999	10.9412
September	11.0180	10.8773	10.9460
October	10.9769	10.9247	10.9501
November	11.0654	10.9338	11.0191
December	11.1974	11.0808	11.1516