2026 XDR to HKD Historical Review

YEARLY HIGH

11.4701 HKD

YEARLY LOW

10.6457 HKD

YEARLY AVERAGE

11.1467 HKD

2026 XDR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 11.4701. Conversely, the yearly low was recorded on June 20, dropping to 10.6457.

This high-to-low spread represents a total annual volatility of 0.8243 HKD. From a start-to-finish perspective, comparing the January average rate of 11.2095 to the December average rate of 11.0854, the exchange rate registered a net change of -1.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 11.4701 was up 1.30% compared to the 2025 peak of 11.3224, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 57,350 HKD

2025 Average 54,108 HKD

Yearly Trough Low 53,229 HKD

Transaction Impact: A difference of 4,121.59 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

11.3719

10.9412

JanuMarcMayJuly

XDR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1852, compared to 11.0312 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1540 points.

H1 Avg (Jan–Jun) 11.1852

H2 Avg (Jul–Dec) 11.0312

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.5583 HKD (High: 11.2040 / Low: 10.6457). On the other end, August was the most stable month, with a tight range of 0.0215 HKD (High: 11.0948 / Low: 11.0732).

June Spread (Volatile) ±0.5583

August Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2327 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 11.2095) against the same month in 2025 (average: 10.1228), the exchange rate shifted by +1.0866 (+10.73%).

2026 Avg (January) 11.2095

2025 Avg (January) 10.1228

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.4701	11.0934	11.2095
February	11.4129	11.2657	11.3360
March	11.3341	10.9892	11.1033
April	11.3339	11.0239	11.2202
May	11.2632	11.1603	11.1979
June	11.2040	10.6457	11.0445
July	11.0251	10.9335	10.9770
August	11.0948	11.0732	11.0854