2021 XDR to HKD Historical Review

YEARLY HIGH

11.2427 HKD

YEARLY LOW

10.8933 HKD

YEARLY AVERAGE

11.0748 HKD

2021 XDR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 11.2427. Conversely, the yearly low was recorded on December 20, dropping to 10.8933.

This high-to-low spread represents a total annual volatility of 0.3494 HKD. From a start-to-finish perspective, comparing the January average rate of 11.1769 to the December average rate of 10.9317, the exchange rate registered a net change of -2.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.2427 was up 0.40% compared to the 2020 peak of 11.1974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 56,214 HKD

2020 Average 54,024 HKD

Yearly Trough Low 54,467 HKD

Transaction Impact: A difference of 1,746.82 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.2060

10.9068

JanuMarcMayJulySeptNove

XDR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1424, compared to 11.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1353 points.

H1 Avg (Jan–Jun) 11.1424

H2 Avg (Jul–Dec) 11.0071

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1763 HKD (High: 11.1912 / Low: 11.0150). On the other end, July was the most stable month, with a tight range of 0.0600 HKD (High: 11.1002 / Low: 11.0402).

April Spread (Volatile) ±0.1763

July Spread (Stable) ±0.0600

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0811 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0811

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 11.1769) against the same month in 2020 (average: 10.7272), the exchange rate shifted by +0.4497 (+4.19%).

2021 Avg (January) 11.1769

2020 Avg (January) 10.7272

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2427	11.1386	11.1769
February	11.2085	11.1090	11.1650
March	11.1736	11.0254	11.0894
April	11.1912	11.0150	11.0992
May	11.2246	11.1285	11.1811
June	11.2247	11.0699	11.1431
July	11.1002	11.0402	11.0620
August	11.1068	11.0344	11.0619
September	11.0998	10.9687	11.0525
October	11.0363	10.9630	10.9899
November	11.0143	10.9055	10.9447
December	10.9562	10.8933	10.9317