2025 XDR to HKD Historical Review

YEARLY HIGH

11.3224 HKD

YEARLY LOW

10.0386 HKD

YEARLY AVERAGE

10.8180 HKD

2025 XDR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 11.3224. Conversely, the yearly low was recorded on February 2, dropping to 10.0386.

This high-to-low spread represents a total annual volatility of 1.2838 HKD. From a start-to-finish perspective, comparing the January average rate of 10.1228 to the December average rate of 11.1721, the exchange rate registered a net change of 10.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.3224 was up 7.42% compared to the 2024 peak of 10.5400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 56,612 HKD

2024 Average 51,807 HKD

Yearly Trough Low 50,193 HKD

Transaction Impact: A difference of 6,418.86 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

11.3037

10.0155

JanuMarcMayJulySeptNove

XDR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5070, compared to 11.1289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6219 points.

H1 Avg (Jan–Jun) 10.5070

H2 Avg (Jul–Dec) 11.1289

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.9198 HKD (High: 11.3224 / Low: 10.4026). On the other end, January was the most stable month, with a tight range of 0.1313 HKD (High: 10.1990 / Low: 10.0677).

July Spread (Volatile) ±0.9198

January Spread (Stable) ±0.1313

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1056 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 11.1272) against the same month in 2024 (average: 10.3276), the exchange rate shifted by +0.7996 (+7.74%).

2025 Avg (July) 11.1272

2024 Avg (July) 10.3276

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.1990	10.0677	10.1228
February	10.2548	10.0386	10.1754
March	10.4174	10.1754	10.3129
April	10.9281	10.3113	10.6239
May	10.9533	10.3578	10.7748
June	11.2878	10.3947	11.0322
July	11.3224	10.4026	11.1272
August	11.3096	11.0999	11.1802
September	11.3069	11.1335	11.1963
October	11.2132	11.0231	11.1017
November	11.0753	10.5996	10.9961
December	11.2532	11.0772	11.1721