2012 XDR to HNL Historical Review

YEARLY HIGH

30.6930 HNL

YEARLY LOW

28.4980 HNL

YEARLY AVERAGE

29.5815 HNL

2012 XDR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 30.6930. Conversely, the yearly low was recorded on July 16, dropping to 28.4980.

This high-to-low spread represents a total annual volatility of 2.1950 HNL. From a start-to-finish perspective, comparing the January average rate of 29.2305 to the December average rate of 30.5227, the exchange rate registered a net change of 4.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 30.6930 was down 0.04% compared to the 2011 peak of 30.7063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 153,465 HNL

2011 Average 149,288 HNL

Yearly Trough Low 142,490 HNL

Transaction Impact: A difference of 10,975.10 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

30.7013

28.5583

JanuMarcMayJulySeptNove

XDR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.2651, compared to 29.8980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6329 points.

H1 Avg (Jan–Jun) 29.2651

H2 Avg (Jul–Dec) 29.8980

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 1.0992 HNL (High: 29.8069 / Low: 28.7077). On the other end, November was the most stable month, with a tight range of 0.2238 HNL (High: 30.3880 / Low: 30.1641).

August Spread (Volatile) ±1.0992

November Spread (Stable) ±0.2238

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3058 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 30.5227) against the same month in 2011 (average: 29.3087), the exchange rate shifted by +1.2140 (+4.14%).

2012 Avg (December) 30.5227

2011 Avg (December) 29.3087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.5742	29.0676	29.2305
February	29.6363	29.3806	29.5213
March	29.5214	29.2026	29.3792
April	29.5492	29.2731	29.4065
May	29.5634	28.7950	29.1794
June	29.0328	28.7570	28.8737
July	29.2221	28.4980	28.7369
August	29.8069	28.7077	29.4230
September	30.3800	29.7045	30.1297
October	30.4889	30.2187	30.3285
November	30.3880	30.1641	30.2470
December	30.6930	30.3260	30.5227