2014 XDR to HNL Historical Review

YEARLY HIGH

32.4429 HNL

YEARLY LOW

29.4212 HNL

YEARLY AVERAGE

31.0012 HNL

2014 XDR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XDR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 32.4429. Conversely, the yearly low was recorded on May 28, dropping to 29.4212.

This high-to-low spread represents a total annual volatility of 3.0217 HNL. From a start-to-finish perspective, comparing the January average rate of 30.8011 to the December average rate of 30.7010, the exchange rate registered a net change of -0.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 32.4429 was up 2.67% compared to the 2013 peak of 31.5997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 162,215 HNL

2013 Average 152,631 HNL

Yearly Trough Low 147,106 HNL

Transaction Impact: A difference of 15,108.57 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

32.5690

29.3866

JanuMarcMayJulySeptNove

XDR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.4327, compared to 31.5698 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1371 points.

H1 Avg (Jan–Jun) 30.4327

H2 Avg (Jul–Dec) 31.5698

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 2.4713 HNL (High: 31.8925 / Low: 29.4212). On the other end, April was the most stable month, with a tight range of 0.1394 HNL (High: 29.7410 / Low: 29.6016).

May Spread (Volatile) ±2.4713

April Spread (Stable) ±0.1394

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4838 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4838

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 32.3038) against the same month in 2013 (average: 30.4986), the exchange rate shifted by +1.8052 (+5.92%).

2014 Avg (July) 32.3038

2013 Avg (July) 30.4986

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.2244	30.5368	30.8011
February	30.5929	30.1946	30.4051
March	30.2478	29.6467	29.9214
April	29.7410	29.6016	29.6518
May	31.8925	29.4212	29.7063
June	32.4268	31.8313	32.1105
July	32.4429	32.0404	32.3038
August	32.1943	31.9549	32.0604
September	32.0076	31.3206	31.6367
October	31.7791	31.2477	31.5681
November	31.4691	30.9933	31.1488
December	31.0469	30.4358	30.7010