2020 XDR to HNL Historical Review

YEARLY HIGH

35.1738 HNL

YEARLY LOW

33.4657 HNL

YEARLY AVERAGE

34.4506 HNL

2020 XDR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 35.1738. Conversely, the yearly low was recorded on March 29, dropping to 33.4657.

This high-to-low spread represents a total annual volatility of 1.7081 HNL. From a start-to-finish perspective, comparing the January average rate of 34.2039 to the December average rate of 34.8742, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 35.1738 was up 0.80% compared to the 2019 peak of 34.8940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 175,869 HNL

2019 Average 169,877 HNL

Yearly Trough Low 167,329 HNL

Transaction Impact: A difference of 8,540.61 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

34.9946

33.8811

JanuMarcMayJulySeptNove

XDR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.1261, compared to 34.7750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6489 points.

H1 Avg (Jan–Jun) 34.1261

H2 Avg (Jul–Dec) 34.7750

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.2602 HNL (High: 34.7259 / Low: 33.4657). On the other end, October was the most stable month, with a tight range of 0.2396 HNL (High: 34.8235 / Low: 34.5838).

March Spread (Volatile) ±1.2602

October Spread (Stable) ±0.2396

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2183 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2183

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 34.5721) against the same month in 2019 (average: 34.0224), the exchange rate shifted by +0.5497 (+1.62%).

2020 Avg (July) 34.5721

2019 Avg (July) 34.0224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.9333	33.8866	34.2039
February	34.1998	33.5891	33.9856
March	34.7259	33.4657	34.1315
April	34.1094	33.8038	33.9739
May	34.2895	33.7987	34.0629
June	34.5786	34.1966	34.3987
July	35.1738	34.2714	34.5721
August	35.1738	34.6989	34.9018
September	35.0773	34.6173	34.8965
October	34.8235	34.5838	34.7205
November	35.0190	34.4838	34.6851
December	34.9830	34.7290	34.8742