2012 XDR to NAD Historical Review

YEARLY HIGH

13.6620 NAD

YEARLY LOW

11.5948 NAD

YEARLY AVERAGE

12.5711 NAD

2012 XDR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 13.6620. Conversely, the yearly low was recorded on March 11, dropping to 11.5948.

This high-to-low spread represents a total annual volatility of 2.0672 NAD. From a start-to-finish perspective, comparing the January average rate of 12.3007 to the December average rate of 13.2755, the exchange rate registered a net change of 7.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.6620 was up 2.61% compared to the 2011 peak of 13.3145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 68,310 NAD

2011 Average 57,257 NAD

Yearly Trough Low 57,974 NAD

Transaction Impact: A difference of 10,335.92 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.6285

11.5356

JanuMarcMayJulySeptNove

XDR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.1904, compared to 12.9518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7615 points.

H1 Avg (Jan–Jun) 12.1904

H2 Avg (Jul–Dec) 12.9518

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.9159 NAD (High: 12.8635 / Low: 11.9476). On the other end, February was the most stable month, with a tight range of 0.2912 NAD (High: 12.0081 / Low: 11.7169).

May Spread (Volatile) ±0.9159

February Spread (Stable) ±0.2912

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4363 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4363

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 13.4541) against the same month in 2011 (average: 12.7813), the exchange rate shifted by +0.6728 (+5.26%).

2012 Avg (November) 13.4541

2011 Avg (November) 12.7813

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5298	12.0113	12.3007
February	12.0081	11.7169	11.8643
March	11.9104	11.5948	11.7101
April	12.3091	11.7987	12.0714
May	12.8635	11.9476	12.4759
June	12.9668	12.4028	12.7198
July	12.7564	12.2758	12.4297
August	12.8936	12.1916	12.5040
September	12.8964	12.4838	12.7225
October	13.6070	12.8152	13.3252
November	13.6620	13.2354	13.4541
December	13.5977	13.0053	13.2755