2026 XDR to NAD Historical Review

YEARLY HIGH

24.2352 NAD

YEARLY LOW

22.0093 NAD

YEARLY AVERAGE

23.3588 NAD

2026 XDR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 24.2352. Conversely, the yearly low was recorded on June 20, dropping to 22.0093.

This high-to-low spread represents a total annual volatility of 2.2258 NAD. From a start-to-finish perspective, comparing the January average rate of 23.4550 to the December average rate of 23.3025, the exchange rate registered a net change of -0.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 24.2352 was down 9.99% compared to the 2025 peak of 26.9263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 121,176 NAD

2025 Average 124,016 NAD

Yearly Trough Low 110,047 NAD

Transaction Impact: A difference of 11,129.24 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

23.7948

22.9366

JanuMarcMayJuly

XDR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.4266, compared to 23.1553 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2713 points.

H1 Avg (Jan–Jun) 23.4266

H2 Avg (Jul–Dec) 23.1553

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 1.3944 NAD (High: 23.4037 / Low: 22.0093). On the other end, August was the most stable month, with a tight range of 0.0515 NAD (High: 23.3272 / Low: 23.2757).

June Spread (Volatile) ±1.3944

August Spread (Stable) ±0.0515

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3403 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 23.7225) against the same month in 2025 (average: 24.2159), the exchange rate shifted by -0.4934 (-2.04%).

2026 Avg (March) 23.7225

2025 Avg (March) 24.2159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.8593	23.1308	23.4550
February	23.3908	22.9466	23.2131
March	24.2352	22.9989	23.7225
April	24.1332	23.4565	23.7233
May	23.9495	23.2099	23.3830
June	23.4037	22.0093	23.0629
July	23.4962	22.7444	23.0081
August	23.3272	23.2757	23.3025