2021 XDR to NAD Historical Review

YEARLY HIGH

22.7529 NAD

YEARLY LOW

19.3916 NAD

YEARLY AVERAGE

21.0672 NAD

2021 XDR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 22.7529. Conversely, the yearly low was recorded on June 4, dropping to 19.3916.

This high-to-low spread represents a total annual volatility of 3.3613 NAD. From a start-to-finish perspective, comparing the January average rate of 21.7420 to the December average rate of 22.2943, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 22.7529 was down 12.46% compared to the 2020 peak of 25.9916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 113,764 NAD

2020 Average 114,736 NAD

Yearly Trough Low 96,958 NAD

Transaction Impact: A difference of 16,806.52 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

22.5367

19.6284

JanuMarcMayJulySeptNove

XDR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.8540, compared to 21.2804 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4263 points.

H1 Avg (Jan–Jun) 20.8540

H2 Avg (Jul–Dec) 21.2804

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.3988 NAD (High: 22.7529 / Low: 20.3540). On the other end, April was the most stable month, with a tight range of 0.5689 NAD (High: 20.9296 / Low: 20.3607).

November Spread (Volatile) ±2.3988

April Spread (Stable) ±0.5689

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7184 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 21.7330) against the same month in 2020 (average: 22.0975), the exchange rate shifted by -0.3645 (-1.65%).

2021 Avg (November) 21.7330

2020 Avg (November) 22.0975

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.3419	21.0373	21.7420
February	21.6791	20.9559	21.2158
March	22.2552	20.9404	21.3956
April	20.9296	20.3607	20.6772
May	20.7630	19.8901	20.2229
June	20.4559	19.3916	19.8708
July	21.1944	20.3192	20.6957
August	21.7077	20.3847	20.8864
September	21.3609	20.3751	21.0590
October	21.4508	20.4442	21.0137
November	22.7529	20.3540	21.7330
December	22.6571	21.7671	22.2943