2020 XDR to NAD Historical Review

YEARLY HIGH

25.9916 NAD

YEARLY LOW

19.3516 NAD

YEARLY AVERAGE

22.9420 NAD

2020 XDR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 25.9916. Conversely, the yearly low was recorded on January 4, dropping to 19.3516.

This high-to-low spread represents a total annual volatility of 6.6400 NAD. From a start-to-finish perspective, comparing the January average rate of 19.8120 to the December average rate of 21.3988, the exchange rate registered a net change of 8.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.9916 was down 49.19% compared to the 2019 peak of 51.1556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 129,958 NAD

2019 Average 100,367 NAD

Yearly Trough Low 96,758 NAD

Transaction Impact: A difference of 33,200.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.8555

19.2625

JanuMarcMayJulySeptNove

XDR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.8079, compared to 23.0762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2682 points.

H1 Avg (Jan–Jun) 22.8079

H2 Avg (Jul–Dec) 23.0762

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.4330 NAD (High: 24.5593 / Low: 21.1262). On the other end, July was the most stable month, with a tight range of 0.6363 NAD (High: 23.5686 / Low: 22.9323).

March Spread (Volatile) ±3.4330

July Spread (Stable) ±0.6363

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3862 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 25.3060) against the same month in 2019 (average: 19.7264), the exchange rate shifted by +5.5796 (+28.28%).

2020 Avg (April) 25.3060

2019 Avg (April) 19.7264

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.3445	19.3516	19.8120
February	21.1262	20.2973	20.5036
March	24.5593	21.1262	22.8085
April	25.9916	24.4755	25.3060
May	25.5936	23.7562	24.8010
June	23.9800	22.9618	23.6164
July	23.5686	22.9323	23.2671
August	24.9242	23.3458	24.4814
September	24.6637	22.9641	23.7286
October	25.5664	22.8591	23.4837
November	23.0292	21.7503	22.0975
December	21.9481	20.9605	21.3988