YEARLY HIGH
26.9263 NAD
YEARLY LOW
23.2463 NAD
YEARLY AVERAGE
24.8012 NAD

2025 XDR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 26.9263. Conversely, the yearly low was recorded on July 3, dropping to 23.2463.

This high-to-low spread represents a total annual volatility of 3.6800 NAD. From a start-to-finish perspective, comparing the January average rate of 24.3711 to the December average rate of 24.1573, the exchange rate registered a net change of -0.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 26.9263 was up 4.98% compared to the 2024 peak of 25.6484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 134,632 NAD
2024 Average 121,661 NAD
Yearly Trough Low 116,232 NAD
Transaction Impact: A difference of 18,400.10 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

26.0450
23.9857
JanuMarcMayJulySeptNove

XDR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.8168, compared to 24.7857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0311 points.

H1 Avg (Jan–Jun) 24.8168
H2 Avg (Jul–Dec) 24.7857

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 2.7034 NAD (High: 25.9497 / Low: 23.2463). On the other end, December was the most stable month, with a tight range of 0.5461 NAD (High: 24.3822 / Low: 23.8361).

July Spread (Volatile) ±2.7034
December Spread (Stable) ±0.5461

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6969 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 25.8734) against the same month in 2024 (average: 24.9453), the exchange rate shifted by +0.9281 (+3.72%).

2025 Avg (April) 25.8734
2024 Avg (April) 24.9453

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 24.8652 23.8509 24.3711
February 24.6566 23.9340 24.1697
March 24.5482 23.7885 24.2159
April 26.9263 24.4437 25.8734
May 25.9294 23.6744 25.1765
June 25.6099 23.4616 25.0941
July 25.9497 23.2463 25.1464
August 26.0794 24.9432 25.2971
September 25.4174 24.8279 25.0897
October 24.9876 24.3532 24.6731
November 24.5900 23.3707 24.3502
December 24.3822 23.8361 24.1573