2012 XDR to NZD Historical Review

YEARLY HIGH

2.0306 NZD

YEARLY LOW

1.8206 NZD

YEARLY AVERAGE

1.8910 NZD

2012 XDR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 2.0306. Conversely, the yearly low was recorded on December 16, dropping to 1.8206.

This high-to-low spread represents a total annual volatility of 0.2100 NZD. From a start-to-finish perspective, comparing the January average rate of 1.9199 to the December average rate of 1.8538, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.0306 was down 7.76% compared to the 2011 peak of 2.2013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 10,153 NZD

2011 Average 9,984 NZD

Yearly Trough Low 9,103 NZD

Transaction Impact: A difference of 1,050.02 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9905

1.8413

JanuMarcMayJulySeptNove

XDR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9106, compared to 1.8714 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0392 points.

H1 Avg (Jan–Jun) 1.9106

H2 Avg (Jul–Dec) 1.8714

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1304 NZD (High: 2.0306 / Low: 1.9001). On the other end, November was the most stable month, with a tight range of 0.0353 NZD (High: 1.8841 / Low: 1.8488).

May Spread (Volatile) ±0.1304

November Spread (Stable) ±0.0353

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0627 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0627

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 1.9781) against the same month in 2011 (average: 2.0065), the exchange rate shifted by -0.0284 (-1.42%).

2012 Avg (May) 1.9781

2011 Avg (May) 2.0065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9806	1.8761	1.9199
February	1.8779	1.8387	1.8572
March	1.9026	1.8523	1.8779
April	1.9021	1.8661	1.8852
May	2.0306	1.9001	1.9781
June	2.0061	1.8910	1.9451
July	1.9040	1.8619	1.8851
August	1.9018	1.8402	1.8653
September	1.9165	1.8533	1.8765
October	1.8964	1.8576	1.8803
November	1.8841	1.8488	1.8673
December	1.8824	1.8206	1.8538