2014 XDR to NZD Historical Review

YEARLY HIGH

1.9139 NZD

YEARLY LOW

1.7520 NZD

YEARLY AVERAGE

1.8318 NZD

2014 XDR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XDR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 1.9139. Conversely, the yearly low was recorded on July 9, dropping to 1.7520.

This high-to-low spread represents a total annual volatility of 0.1619 NZD. From a start-to-finish perspective, comparing the January average rate of 1.8574 to the December average rate of 1.8756, the exchange rate registered a net change of 0.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.9139 was down 2.38% compared to the 2013 peak of 1.9607, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 9,570 NZD

2013 Average 9,270 NZD

Yearly Trough Low 8,760 NZD

Transaction Impact: A difference of 809.41 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9031

1.7631

JanuMarcMayJulySeptNove

XDR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8190, compared to 1.8445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0255 points.

H1 Avg (Jan–Jun) 1.8190

H2 Avg (Jul–Dec) 1.8445

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1079 NZD (High: 1.9139 / Low: 1.8060). On the other end, August was the most stable month, with a tight range of 0.0255 NZD (High: 1.8232 / Low: 1.7977).

September Spread (Volatile) ±0.1079

August Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0435 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0435

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 1.8434) against the same month in 2013 (average: 1.8703), the exchange rate shifted by -0.0269 (-1.44%).

2014 Avg (September) 1.8434

2013 Avg (September) 1.8703

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8960	1.8355	1.8574
February	1.8960	1.8437	1.8589
March	1.8497	1.7807	1.8153
April	1.8162	1.7785	1.7981
May	1.8138	1.7833	1.7980
June	1.8278	1.7578	1.7862
July	1.8060	1.7520	1.7748
August	1.8232	1.7977	1.8094
September	1.9139	1.8060	1.8434
October	1.9131	1.8684	1.8914
November	1.9084	1.8465	1.8726
December	1.8991	1.8502	1.8756