2024 XDR to NZD Historical Review

YEARLY HIGH

2.3341 NZD

YEARLY LOW

2.1196 NZD

YEARLY AVERAGE

2.1957 NZD

2024 XDR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XDR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.3341. Conversely, the yearly low was recorded on January 1, dropping to 2.1196.

This high-to-low spread represents a total annual volatility of 0.2145 NZD. From a start-to-finish perspective, comparing the January average rate of 2.1628 to the December average rate of 2.2863, the exchange rate registered a net change of 5.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.3341 was up 2.95% compared to the 2023 peak of 2.2674, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 11,671 NZD

2023 Average 10,871 NZD

Yearly Trough Low 10,598 NZD

Transaction Impact: A difference of 1,072.75 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.2997

2.1384

JanuMarcMayJulySeptNove

XDR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1777, compared to 2.2138 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0361 points.

H1 Avg (Jan–Jun) 2.1777

H2 Avg (Jul–Dec) 2.2138

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.1166 NZD (High: 2.3341 / Low: 2.2175). On the other end, June was the most stable month, with a tight range of 0.0338 NZD (High: 2.1668 / Low: 2.1330).

December Spread (Volatile) ±0.1166

June Spread (Stable) ±0.0338

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0408 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 2.2863) against the same month in 2023 (average: 2.1413), the exchange rate shifted by +0.1450 (+6.77%).

2024 Avg (December) 2.2863

2023 Avg (December) 2.1413

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1924	2.1196	2.1628
February	2.1996	2.1366	2.1659
March	2.2311	2.1478	2.1892
April	2.2415	2.1863	2.2185
May	2.2208	2.1514	2.1777
June	2.1668	2.1330	2.1518
July	2.2565	2.1420	2.1925
August	2.2510	2.1442	2.1959
September	2.2008	2.1274	2.1669
October	2.2295	2.1591	2.2037
November	2.2697	2.2107	2.2374
December	2.3341	2.2175	2.2863