2016 XDR to NZD Historical Review

YEARLY HIGH

2.1584 NZD

YEARLY LOW

1.8722 NZD

YEARLY AVERAGE

1.9967 NZD

2016 XDR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XDR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 2.1584. Conversely, the yearly low was recorded on November 8, dropping to 1.8722.

This high-to-low spread represents a total annual volatility of 0.2861 NZD. From a start-to-finish perspective, comparing the January average rate of 2.1120 to the December average rate of 1.9172, the exchange rate registered a net change of -9.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.1584 was down 3.57% compared to the 2015 peak of 2.2382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 10,792 NZD

2015 Average 10,036 NZD

Yearly Trough Low 9,361 NZD

Transaction Impact: A difference of 1,430.75 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.1319

1.8931

JanuMarcMayJulySeptNove

XDR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0670, compared to 1.9263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1407 points.

H1 Avg (Jan–Jun) 2.0670

H2 Avg (Jul–Dec) 1.9263

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.1365 NZD (High: 2.1584 / Low: 2.0219). On the other end, August was the most stable month, with a tight range of 0.0497 NZD (High: 1.9625 / Low: 1.9128).

January Spread (Volatile) ±0.1365

August Spread (Stable) ±0.0497

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0771 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 2.1120) against the same month in 2015 (average: 1.8645), the exchange rate shifted by +0.2474 (+13.27%).

2016 Avg (January) 2.1120

2015 Avg (January) 1.8645

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1584	2.0219	2.1120
February	2.1248	2.0651	2.1015
March	2.1091	2.0352	2.0692
April	2.0787	2.0018	2.0451
May	2.0971	2.0260	2.0757
June	2.0633	1.9603	1.9986
July	1.9880	1.9063	1.9489
August	1.9625	1.9128	1.9348
September	1.9338	1.8831	1.9155
October	1.9605	1.9060	1.9284
November	1.9389	1.8722	1.9130
December	1.9481	1.8768	1.9172