2020 XDR to NZD Historical Review

YEARLY HIGH

2.3990 NZD

YEARLY LOW

1.9964 NZD

YEARLY AVERAGE

2.1452 NZD

2020 XDR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 2.3990. Conversely, the yearly low was recorded on December 30, dropping to 1.9964.

This high-to-low spread represents a total annual volatility of 0.4027 NZD. From a start-to-finish perspective, comparing the January average rate of 2.0872 to the December average rate of 2.0272, the exchange rate registered a net change of -2.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3990 was up 9.52% compared to the 2019 peak of 2.1906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 11,995 NZD

2019 Average 10,504 NZD

Yearly Trough Low 9,982 NZD

Transaction Impact: A difference of 2,013.30 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2964

2.0027

JanuMarcMayJulySeptNove

XDR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1922, compared to 2.0982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0939 points.

H1 Avg (Jan–Jun) 2.1922

H2 Avg (Jul–Dec) 2.0982

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2147 NZD (High: 2.3990 / Low: 2.1844). On the other end, July was the most stable month, with a tight range of 0.0342 NZD (High: 2.1261 / Low: 2.0919).

March Spread (Volatile) ±0.2147

July Spread (Stable) ±0.0342

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.2719) against the same month in 2019 (average: 2.0413), the exchange rate shifted by +0.2306 (+11.30%).

2020 Avg (March) 2.2719

2019 Avg (March) 2.0413

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1296	2.0552	2.0872
February	2.1954	2.1203	2.1428
March	2.3990	2.1844	2.2719
April	2.3268	2.2225	2.2697
May	2.2905	2.1997	2.2412
June	2.1840	2.1027	2.1402
July	2.1261	2.0919	2.1093
August	2.1634	2.0986	2.1374
September	2.1550	2.0921	2.1186
October	2.1484	2.1110	2.1282
November	2.1401	2.0260	2.0688
December	2.0471	1.9964	2.0272