2020 XPF to NAD Historical Review

YEARLY HIGH

0.1786 NAD

YEARLY LOW

0.1310 NAD

YEARLY AVERAGE

0.1575 NAD

2020 XPF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.1786. Conversely, the yearly low was recorded on January 4, dropping to 0.1310.

This high-to-low spread represents a total annual volatility of 0.0476 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1336 to the December average rate of 0.1517, the exchange rate registered a net change of 13.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1786 was down 48.25% compared to the 2019 peak of 0.3452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 893 NAD

2019 Average 680 NAD

Yearly Trough Low 655 NAD

Transaction Impact: A difference of 238.01 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1758

0.1297

JanuMarcMayJulySeptNove

XPF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1536, compared to 0.1614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1536

H2 Avg (Jul–Dec) 0.1614

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0233 NAD (High: 0.1659 / Low: 0.1426). On the other end, July was the most stable month, with a tight range of 0.0059 NAD (High: 0.1648 / Low: 0.1589).

March Spread (Volatile) ±0.0233

July Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.1639) against the same month in 2019 (average: 0.1381), the exchange rate shifted by +0.0258 (+18.69%).

2020 Avg (October) 0.1639

2019 Avg (October) 0.1381

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1374	0.1310	0.1336
February	0.1423	0.1348	0.1370
March	0.1659	0.1426	0.1542
April	0.1724	0.1632	0.1690
May	0.1724	0.1605	0.1665
June	0.1638	0.1575	0.1614
July	0.1648	0.1589	0.1608
August	0.1745	0.1635	0.1719
September	0.1733	0.1611	0.1659
October	0.1786	0.1591	0.1639
November	0.1591	0.1515	0.1543
December	0.1553	0.1488	0.1517