2026 XPF to NAD Historical Review

YEARLY HIGH

0.1663 NAD

YEARLY LOW

0.1553 NAD

YEARLY AVERAGE

0.1597 NAD

2026 XPF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.1663. Conversely, the yearly low was recorded on July 7, dropping to 0.1553.

This high-to-low spread represents a total annual volatility of 0.0110 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1604 to the December average rate of 0.1593, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1663 was down 9.93% compared to the 2025 peak of 0.1846, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 832 NAD

2025 Average 846 NAD

Yearly Trough Low 777 NAD

Transaction Impact: A difference of 54.83 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1628

0.1568

JanuMarcMayJuly

XPF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1602, compared to 0.1583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.1602

H2 Avg (Jul–Dec) 0.1583

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0104 NAD (High: 0.1663 / Low: 0.1559). On the other end, August was the most stable month, with a tight range of 0.0003 NAD (High: 0.1595 / Low: 0.1592).

March Spread (Volatile) ±0.0104

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.1620) against the same month in 2025 (average: 0.1653), the exchange rate shifted by -0.0032 (-1.96%).

2026 Avg (March) 0.1620

2025 Avg (March) 0.1653

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1631	0.1582	0.1604
February	0.1601	0.1569	0.1586
March	0.1663	0.1559	0.1620
April	0.1655	0.1604	0.1623
May	0.1637	0.1588	0.1599
June	0.1600	0.1558	0.1578
July	0.1604	0.1553	0.1573
August	0.1595	0.1592	0.1593