2021 XPF to NAD Historical Review

YEARLY HIGH

0.1578 NAD

YEARLY LOW

0.1365 NAD

YEARLY AVERAGE

0.1465 NAD

2021 XPF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.1578. Conversely, the yearly low was recorded on June 18, dropping to 0.1365.

This high-to-low spread represents a total annual volatility of 0.0213 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1538 to the December average rate of 0.1507, the exchange rate registered a net change of -2.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1578 was down 11.63% compared to the 2020 peak of 0.1786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 789 NAD

2020 Average 788 NAD

Yearly Trough Low 682 NAD

Transaction Impact: A difference of 106.73 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1552

0.1382

JanuMarcMayJulySeptNove

XPF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1467, compared to 0.1464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.1467

H2 Avg (Jul–Dec) 0.1464

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0143 NAD (High: 0.1539 / Low: 0.1395). On the other end, April was the most stable month, with a tight range of 0.0035 NAD (High: 0.1471 / Low: 0.1436).

November Spread (Volatile) ±0.0143

April Spread (Stable) ±0.0035

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1538) against the same month in 2020 (average: 0.1336), the exchange rate shifted by +0.0202 (+15.11%).

2021 Avg (January) 0.1538

2020 Avg (January) 0.1336

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1578	0.1494	0.1538
February	0.1524	0.1470	0.1493
March	0.1545	0.1453	0.1494
April	0.1471	0.1436	0.1451
May	0.1460	0.1407	0.1430
June	0.1429	0.1365	0.1396
July	0.1479	0.1420	0.1441
August	0.1501	0.1406	0.1450
September	0.1486	0.1413	0.1462
October	0.1480	0.1406	0.1446
November	0.1539	0.1395	0.1478
December	0.1534	0.1474	0.1507