YEARLY HIGH
0.1572 NAD
YEARLY LOW
0.1311 NAD
YEARLY AVERAGE
0.1437 NAD

2022 XPF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the XPF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.1572. Conversely, the yearly low was recorded on April 27, dropping to 0.1311.

This high-to-low spread represents a total annual volatility of 0.0262 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1471 to the December average rate of 0.1531, the exchange rate registered a net change of 4.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1572 was down 0.39% compared to the 2021 peak of 0.1578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 786 NAD
2021 Average 733 NAD
Yearly Trough Low 655 NAD
Transaction Impact: A difference of 130.77 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1548
0.1340
JanuMarcMayJulySeptNove

XPF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1412, compared to 0.1462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.1412
H2 Avg (Jul–Dec) 0.1462

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0139 NAD (High: 0.1478 / Low: 0.1339). On the other end, May was the most stable month, with a tight range of 0.0042 NAD (High: 0.1434 / Low: 0.1392).

March Spread (Volatile) ±0.0139
May Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0063 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.1531) against the same month in 2021 (average: 0.1507), the exchange rate shifted by +0.0024 (+1.60%).

2022 Avg (December) 0.1531
2021 Avg (December) 0.1507

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1520 0.1430 0.1471
February 0.1490 0.1419 0.1448
March 0.1478 0.1339 0.1385
April 0.1417 0.1311 0.1358
May 0.1434 0.1392 0.1411
June 0.1422 0.1358 0.1397
July 0.1456 0.1338 0.1374
August 0.1434 0.1391 0.1416
September 0.1485 0.1414 0.1457
October 0.1541 0.1462 0.1492
November 0.1522 0.1471 0.1500
December 0.1572 0.1496 0.1531