2025 XPF to NAD Historical Review

YEARLY HIGH

0.1846 NAD

YEARLY LOW

0.1592 NAD

YEARLY AVERAGE

0.1692 NAD

2025 XPF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 0.1846. Conversely, the yearly low was recorded on February 10, dropping to 0.1592.

This high-to-low spread represents a total annual volatility of 0.0255 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1625 to the December average rate of 0.1652, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1846 was up 5.09% compared to the 2024 peak of 0.1757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 923 NAD

2024 Average 831 NAD

Yearly Trough Low 796 NAD

Transaction Impact: A difference of 127.28 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1798

0.1596

JanuMarcMayJulySeptNove

XPF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1687, compared to 0.1698 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1687

H2 Avg (Jul–Dec) 0.1698

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0182 NAD (High: 0.1846 / Low: 0.1664). On the other end, November was the most stable month, with a tight range of 0.0025 NAD (High: 0.1681 / Low: 0.1656).

April Spread (Volatile) ±0.0182

November Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0059 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.1781) against the same month in 2024 (average: 0.1697), the exchange rate shifted by +0.0084 (+4.97%).

2025 Avg (April) 0.1781

2024 Avg (April) 0.1697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1649	0.1609	0.1625
February	0.1628	0.1592	0.1613
March	0.1673	0.1605	0.1653
April	0.1846	0.1664	0.1781
May	0.1775	0.1685	0.1723
June	0.1756	0.1697	0.1725
July	0.1752	0.1717	0.1737
August	0.1758	0.1710	0.1730
September	0.1737	0.1692	0.1715
October	0.1709	0.1664	0.1686
November	0.1681	0.1656	0.1669
December	0.1670	0.1629	0.1652