2012 AFN to HRK Historical Review

YEARLY HIGH

0.1296 HRK

YEARLY LOW

0.1096 HRK

YEARLY AVERAGE

0.1195 HRK

2012 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.1296. Conversely, the yearly low was recorded on December 19, dropping to 0.1096.

This high-to-low spread represents a total annual volatility of 0.0200 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1270 to the December average rate of 0.1116, the exchange rate registered a net change of -12.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1296 was down 2.71% compared to the 2011 peak of 0.1332, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 648 HRK

2011 Average 605 HRK

Yearly Trough Low 548 HRK

Transaction Impact: A difference of 99.94 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1285

0.1100

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1215, compared to 0.1175 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.1215

H2 Avg (Jul–Dec) 0.1175

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0096 HRK (High: 0.1259 / Low: 0.1162). On the other end, October was the most stable month, with a tight range of 0.0021 HRK (High: 0.1136 / Low: 0.1114).

February Spread (Volatile) ±0.0096

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0078 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1270) against the same month in 2011 (average: 0.1287), the exchange rate shifted by -0.0017 (-1.35%).

2012 Avg (January) 0.1270

2011 Avg (January) 0.1287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1296	0.1241	0.1270
February	0.1259	0.1162	0.1191
March	0.1193	0.1165	0.1180
April	0.1189	0.1166	0.1180
May	0.1264	0.1172	0.1219
June	0.1266	0.1233	0.1247
July	0.1284	0.1233	0.1264
August	0.1268	0.1226	0.1249
September	0.1229	0.1136	0.1173
October	0.1136	0.1114	0.1126
November	0.1141	0.1109	0.1125
December	0.1134	0.1096	0.1116