2014 AFN to HRK Historical Review

YEARLY HIGH

0.1085 HRK

YEARLY LOW

0.0958 HRK

YEARLY AVERAGE

0.1009 HRK

2014 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1085. Conversely, the yearly low was recorded on May 6, dropping to 0.0958.

This high-to-low spread represents a total annual volatility of 0.0128 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0996 to the December average rate of 0.1074, the exchange rate registered a net change of 7.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1085 was down 3.82% compared to the 2013 peak of 0.1129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 543 HRK

2013 Average 522 HRK

Yearly Trough Low 479 HRK

Transaction Impact: A difference of 63.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1084

0.0960

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0979, compared to 0.1040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.0979

H2 Avg (Jul–Dec) 0.1040

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0047 HRK (High: 0.1013 / Low: 0.0966). On the other end, March was the most stable month, with a tight range of 0.0013 HRK (High: 0.0978 / Low: 0.0965).

July Spread (Volatile) ±0.0047

March Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1074) against the same month in 2013 (average: 0.0977), the exchange rate shifted by +0.0097 (+9.91%).

2014 Avg (December) 0.1074

2013 Avg (December) 0.0977

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1006	0.0975	0.0996
February	0.1005	0.0975	0.0988
March	0.0978	0.0965	0.0972
April	0.0984	0.0964	0.0972
May	0.0982	0.0958	0.0973
June	0.0976	0.0963	0.0970
July	0.1013	0.0966	0.0988
August	0.1030	0.1001	0.1018
September	0.1062	0.1028	0.1042
October	0.1069	0.1039	0.1055
November	0.1074	0.1056	0.1065
December	0.1085	0.1056	0.1074