2024 AFN to HRK Historical Review

YEARLY HIGH

0.1072 HRK

YEARLY LOW

0.0928 HRK

YEARLY AVERAGE

0.0989 HRK

2024 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.1072. Conversely, the yearly low was recorded on February 3, dropping to 0.0928.

This high-to-low spread represents a total annual volatility of 0.0143 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0966 to the December average rate of 0.1037, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1072 was up 6.05% compared to the 2023 peak of 0.1010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 536 HRK

2023 Average 424 HRK

Yearly Trough Low 464 HRK

Transaction Impact: A difference of 71.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1058

0.0945

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0971, compared to 0.1006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0971

H2 Avg (Jul–Dec) 0.1006

Volatility Range Comparison

Volatility

The most volatile month in 2024 was October, with a trading range of 0.0076 HRK (High: 0.1069 / Low: 0.0993). On the other end, July was the most stable month, with a tight range of 0.0016 HRK (High: 0.0991 / Low: 0.0975).

October Spread (Volatile) ±0.0076

July Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.1048) against the same month in 2023 (average: 0.0975), the exchange rate shifted by +0.0073 (+7.49%).

2024 Avg (November) 0.1048

2023 Avg (November) 0.0975

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0985	0.0938	0.0966
February	0.0969	0.0928	0.0954
March	0.0982	0.0947	0.0961
April	0.0995	0.0965	0.0979
May	0.0986	0.0960	0.0972
June	0.1006	0.0968	0.0993
July	0.0991	0.0975	0.0981
August	0.0984	0.0948	0.0966
September	0.0993	0.0957	0.0976
October	0.1069	0.0993	0.1031
November	0.1072	0.1025	0.1048
December	0.1060	0.1022	0.1037