2019 AFN to HRK Historical Review

YEARLY HIGH

0.0883 HRK

YEARLY LOW

0.0798 HRK

YEARLY AVERAGE

0.0851 HRK

2019 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.0883. Conversely, the yearly low was recorded on June 29, dropping to 0.0798.

This high-to-low spread represents a total annual volatility of 0.0085 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0862 to the December average rate of 0.0853, the exchange rate registered a net change of -1.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0883 was down 13.26% compared to the 2018 peak of 0.1018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 441 HRK

2018 Average 434 HRK

Yearly Trough Low 399 HRK

Transaction Impact: A difference of 42.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0878

0.0812

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0853, compared to 0.0849 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0853

H2 Avg (Jul–Dec) 0.0849

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0040 HRK (High: 0.0838 / Low: 0.0798). On the other end, November was the most stable month, with a tight range of 0.0010 HRK (High: 0.0865 / Low: 0.0854).

June Spread (Volatile) ±0.0040

November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0022 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.0871) against the same month in 2018 (average: 0.0868), the exchange rate shifted by +0.0003 (+0.37%).

2019 Avg (March) 0.0871

2018 Avg (March) 0.0868

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0870	0.0847	0.0862
February	0.0881	0.0860	0.0872
March	0.0883	0.0859	0.0871
April	0.0873	0.0846	0.0856
May	0.0856	0.0821	0.0839
June	0.0838	0.0798	0.0818
July	0.0833	0.0803	0.0820
August	0.0864	0.0830	0.0846
September	0.0867	0.0852	0.0859
October	0.0869	0.0851	0.0859
November	0.0865	0.0854	0.0859
December	0.0859	0.0845	0.0853