2026 AFN to HRK Historical Review

YEARLY HIGH

0.1050 HRK

YEARLY LOW

0.0954 HRK

YEARLY AVERAGE

0.1011 HRK

2026 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 27, valuing the pair at 0.1050. Conversely, the yearly low was recorded on January 29, dropping to 0.0954.

This high-to-low spread represents a total annual volatility of 0.0097 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0980 to the December average rate of 0.0995, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1050 was down 0.36% compared to the 2025 peak of 0.1054, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 525 HRK

2025 Average 479 HRK

Yearly Trough Low 477 HRK

Transaction Impact: A difference of 48.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1040

0.0975

JanuMarcMayJuly

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1014, compared to 0.1003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1014

H2 Avg (Jul–Dec) 0.1003

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0065 HRK (High: 0.1031 / Low: 0.0966). On the other end, August was the most stable month, with a tight range of 0.0014 HRK (High: 0.1004 / Low: 0.0990).

February Spread (Volatile) ±0.0065

August Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0024 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1035) against the same month in 2025 (average: 0.0930), the exchange rate shifted by +0.0105 (+11.27%).

2026 Avg (June) 0.1035

2025 Avg (June) 0.0930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0997	0.0954	0.0980
February	0.1031	0.0966	0.0996
March	0.1048	0.1017	0.1034
April	0.1037	0.0991	0.1011
May	0.1037	0.1012	0.1026
June	0.1050	0.1016	0.1035
July	0.1042	0.0988	0.1011
August	0.1004	0.0990	0.0995