2022 AFN to HRK Historical Review

YEARLY HIGH

0.0909 HRK

YEARLY LOW

0.0625 HRK

YEARLY AVERAGE

0.0799 HRK

2022 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 12, valuing the pair at 0.0909. Conversely, the yearly low was recorded on January 12, dropping to 0.0625.

This high-to-low spread represents a total annual volatility of 0.0285 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0636 to the December average rate of 0.0815, the exchange rate registered a net change of 28.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0909 was up 8.78% compared to the 2021 peak of 0.0836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 455 HRK

2021 Average 384 HRK

Yearly Trough Low 312 HRK

Transaction Impact: A difference of 142.31 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0905

0.0611

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0755, compared to 0.0842 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.0755

H2 Avg (Jul–Dec) 0.0842

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.0071 HRK (High: 0.0843 / Low: 0.0772). On the other end, December was the most stable month, with a tight range of 0.0024 HRK (High: 0.0829 / Low: 0.0805).

April Spread (Volatile) ±0.0071

December Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0041 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0880) against the same month in 2021 (average: 0.0719), the exchange rate shifted by +0.0161 (+22.45%).

2022 Avg (October) 0.0880

2021 Avg (October) 0.0719

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0655	0.0625	0.0636
February	0.0735	0.0668	0.0713
March	0.0798	0.0741	0.0775
April	0.0843	0.0772	0.0799
May	0.0840	0.0775	0.0809
June	0.0819	0.0787	0.0800
July	0.0852	0.0814	0.0832
August	0.0855	0.0807	0.0831
September	0.0894	0.0836	0.0858
October	0.0909	0.0857	0.0880
November	0.0874	0.0812	0.0839
December	0.0829	0.0805	0.0815