2015 ALL to NZD Historical Review

YEARLY HIGH

0.0128 NZD

YEARLY LOW

0.0100 NZD

YEARLY AVERAGE

0.0114 NZD

2015 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 0.0128. Conversely, the yearly low was recorded on April 15, dropping to 0.0100.

This high-to-low spread represents a total annual volatility of 0.0028 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0109 to the December average rate of 0.0117, the exchange rate registered a net change of 7.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0128 was up 7.17% compared to the 2014 peak of 0.0119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 64 NZD

2014 Average 57 NZD

Yearly Trough Low 50 NZD

Transaction Impact: A difference of 14.19 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0130

0.0099

JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0107, compared to 0.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0107

H2 Avg (Jul–Dec) 0.0121

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0009 NZD (High: 0.0127 / Low: 0.0118). On the other end, September was the most stable month, with a tight range of 0.0002 NZD (High: 0.0128 / Low: 0.0126).

August Spread (Volatile) ±0.0009

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0127) against the same month in 2014 (average: 0.0113), the exchange rate shifted by +0.0014 (+12.18%).

2015 Avg (September) 0.0127

2014 Avg (September) 0.0113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0112	0.0106	0.0109
February	0.0111	0.0106	0.0109
March	0.0106	0.0101	0.0103
April	0.0104	0.0100	0.0101
May	0.0110	0.0105	0.0107
June	0.0118	0.0109	0.0114
July	0.0120	0.0117	0.0119
August	0.0127	0.0118	0.0122
September	0.0128	0.0126	0.0127
October	0.0125	0.0116	0.0120
November	0.0120	0.0116	0.0119
December	0.0119	0.0115	0.0117