2021 ALL to NZD Historical Review

YEARLY HIGH

0.0141 NZD

YEARLY LOW

0.0131 NZD

YEARLY AVERAGE

0.0137 NZD

2021 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0141. Conversely, the yearly low was recorded on November 3, dropping to 0.0131.

This high-to-low spread represents a total annual volatility of 0.0010 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0137 to the December average rate of 0.0138, the exchange rate registered a net change of 0.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0141 was down 19.17% compared to the 2020 peak of 0.0175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 71 NZD

2020 Average 71 NZD

Yearly Trough Low 66 NZD

Transaction Impact: A difference of 4.92 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0139

0.0133

JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0136, compared to 0.0137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0136

H2 Avg (Jul–Dec) 0.0137

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0006 NZD (High: 0.0138 / Low: 0.0132). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0139 / Low: 0.0137).

October Spread (Volatile) ±0.0006

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0139) against the same month in 2020 (average: 0.0144), the exchange rate shifted by -0.0006 (-3.94%).

2021 Avg (August) 0.0139

2020 Avg (August) 0.0144

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0139	0.0136	0.0137
February	0.0137	0.0132	0.0135
March	0.0138	0.0133	0.0135
April	0.0138	0.0135	0.0136
May	0.0139	0.0135	0.0137
June	0.0140	0.0137	0.0138
July	0.0140	0.0137	0.0138
August	0.0141	0.0137	0.0139
September	0.0140	0.0136	0.0137
October	0.0138	0.0132	0.0135
November	0.0137	0.0131	0.0133
December	0.0139	0.0137	0.0138