YEARLY HIGH
0.0213 NZD
YEARLY LOW
0.0183 NZD
YEARLY AVERAGE
0.0198 NZD

2025 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.0213. Conversely, the yearly low was recorded on February 20, dropping to 0.0183.

This high-to-low spread represents a total annual volatility of 0.0030 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0187 to the December average rate of 0.0210, the exchange rate registered a net change of 12.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0213 was up 12.29% compared to the 2024 peak of 0.0190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 107 NZD
2024 Average 89 NZD
Yearly Trough Low 92 NZD
Transaction Impact: A difference of 15.05 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0214
0.0182
JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0191, compared to 0.0206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0191
H2 Avg (Jul–Dec) 0.0206

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0012 NZD (High: 0.0200 / Low: 0.0188). On the other end, December was the most stable month, with a tight range of 0.0003 NZD (High: 0.0211 / Low: 0.0208).

April Spread (Volatile) ±0.0012
December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0211) against the same month in 2024 (average: 0.0183), the exchange rate shifted by +0.0028 (+15.20%).

2025 Avg (November) 0.0211
2024 Avg (November) 0.0183

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0189 0.0184 0.0187
February 0.0188 0.0183 0.0185
March 0.0192 0.0186 0.0190
April 0.0200 0.0188 0.0194
May 0.0196 0.0190 0.0193
June 0.0198 0.0192 0.0195
July 0.0200 0.0197 0.0199
August 0.0206 0.0198 0.0202
September 0.0210 0.0202 0.0206
October 0.0211 0.0207 0.0209
November 0.0213 0.0209 0.0211
December 0.0211 0.0208 0.0210