2023 ALL to NZD Historical Review

YEARLY HIGH

0.0179 NZD

YEARLY LOW

0.0141 NZD

YEARLY AVERAGE

0.0162 NZD

2023 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.0179. Conversely, the yearly low was recorded on January 8, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0038 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0145 to the December average rate of 0.0171, the exchange rate registered a net change of 17.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0179 was up 19.21% compared to the 2022 peak of 0.0150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 89 NZD

2022 Average 70 NZD

Yearly Trough Low 71 NZD

Transaction Impact: A difference of 18.96 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0176

0.0142

JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0154, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0154

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2023 was July, with a trading range of 0.0012 NZD (High: 0.0179 / Low: 0.0166). On the other end, September was the most stable month, with a tight range of 0.0005 NZD (High: 0.0170 / Low: 0.0165).

July Spread (Volatile) ±0.0012

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 0.0172) against the same month in 2022 (average: 0.0140), the exchange rate shifted by +0.0032 (+22.93%).

2023 Avg (July) 0.0172

2022 Avg (July) 0.0140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0150	0.0141	0.0145
February	0.0149	0.0144	0.0147
March	0.0154	0.0148	0.0151
April	0.0162	0.0152	0.0157
May	0.0162	0.0153	0.0158
June	0.0169	0.0162	0.0165
July	0.0179	0.0166	0.0172
August	0.0177	0.0165	0.0172
September	0.0170	0.0165	0.0169
October	0.0174	0.0165	0.0169
November	0.0176	0.0170	0.0174
December	0.0174	0.0168	0.0171