2020 ALL to NZD Historical Review

YEARLY HIGH

0.0175 NZD

YEARLY LOW

0.0128 NZD

YEARLY AVERAGE

0.0142 NZD

2020 ALL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0175. Conversely, the yearly low was recorded on May 10, dropping to 0.0128.

This high-to-low spread represents a total annual volatility of 0.0047 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0138 to the December average rate of 0.0139, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0175 was up 19.59% compared to the 2019 peak of 0.0146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 87 NZD

2019 Average 69 NZD

Yearly Trough Low 64 NZD

Transaction Impact: A difference of 23.35 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0149

0.0137

JanuMarcMayJulySeptNove

ALL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0142, compared to 0.0142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0142

H2 Avg (Jul–Dec) 0.0142

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0036 NZD (High: 0.0175 / Low: 0.0138). On the other end, October was the most stable month, with a tight range of 0.0003 NZD (High: 0.0145 / Low: 0.0142).

July Spread (Volatile) ±0.0036

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0141) against the same month in 2019 (average: 0.0138), the exchange rate shifted by +0.0003 (+2.52%).

2020 Avg (July) 0.0141

2019 Avg (July) 0.0138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0141	0.0136	0.0138
February	0.0143	0.0138	0.0140
March	0.0156	0.0141	0.0148
April	0.0147	0.0141	0.0144
May	0.0148	0.0128	0.0144
June	0.0143	0.0138	0.0140
July	0.0175	0.0138	0.0141
August	0.0147	0.0141	0.0144
September	0.0145	0.0141	0.0143
October	0.0145	0.0142	0.0143
November	0.0143	0.0137	0.0139
December	0.0140	0.0137	0.0139